Most folks have seen the news about the FDIC’s takeover of Silicon Valley Bank.  We felt it prudent, in light of this situation, to discuss how B&C allocates client cash and some additional considerations for personal or business cash holdings. First, we review and recommend that anyone holding a large cash position carefully adhere to …

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We get this question often, especially in down markets like we are experiencing now.  “What do I do when the market is correcting?” “What do I do if we are in a bear market?” “If there is a recession, what does that mean for me and my planning and investments?” We strive to construct an …

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B&C prides itself on being a preservation of capital money manager and managing money in a way that allows our clients to sleep at night. When the world seems too chaotic and unsettling, most people want to know that they—and their portfolios—are in good hands. We accomplish this goal by building a diversified portfolio tailored …

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With another tax season coming to a close (on April 18th unless you filed for an extension), it may be a good time to look ahead at the remainder of the year and consider making adjustments to the various items that will affect next year’s tax return. As such, B&C Financial Advisors has compiled an …

Continue reading “2022 Tax Rates, Schedules, and Contribution Limits”

There are different stages you go through in life: the young working individual just starting their careers, the vetted professional with a family, and the retired individual who needs to make sure their retirement savings will fund their remaining years and potentially provide an inheritance to their heirs. During each phase of life, there are …

Continue reading “Is a Roth Conversion Right for You?”