We get this question often, especially in down markets like we are experiencing now. “What do I do when the market is correcting?” “What do I do if we are in a bear market?” “If there is a recession, what does that mean for me and my planning and investments?” We strive to construct an …
As much as we’d all love to live in a world where bad things never happen, the unfortunate reality is nearly everything in life involves some kind of risk. Whether we are driving to work, playing sports, or having children, we are taking risks every day. Many of these risks are so low we may …
Continue reading “Investing in Stocks is Risky, How Do You Manage the Risk?”
Back in March, when COVID-19 was causing a quick and severe correction in the stock market, we wrote a post outlining some of the advice we were giving our clients at that time. This advice included ideas such as not panicking, remembering long-term goals, and being proactive rather than reactive. These ideas coincide with how …
Continue reading “A Word from the Investment Department: Coronavirus Considerations”
With the coronavirus now spreading across over 100 countries, it is clear the effects from the virus are widespread and significant. In attempts to mitigate these effects, entire countries have implemented quarantines, multinational corporations have instituted “work from home” protocols in various cities across the globe, and people everywhere have started to accumulating various dry …
Continue reading “The Coronavirus Has Infected the Stock Market…Now What?”
By Adam Oerther, CFP® Officially, the “Great Recession” was the period between December 2007 and June 2009 when the U.S. economy contracted by 4.2%. Over 8 million jobs were lost, and unemployment rose to 10%. Many who bought homes in 2006 and 2007 suddenly found themselves “underwater” in their mortgages (owing more on their homes …
Continue reading “Ten Years On: Four Personal Finance Lessons Learned from the Great Recession”
By Adam Oerther, CFP® As most of you know, the stock market was quite volatile in 2018, particularly in the last quarter. For some of you, this volatility may have invoked feelings of worry or nervousness over the future of the market; others may have felt indifferent about it, as the stock market is known …
Continue reading “I Have a Love/Hate Relationship with Volatility”
by Adam Oerther, CFP® When people find out someone works in investments, that person receives a number of reactions: “So, when is the next correction coming?” “Which stocks should I buy right now?” “How will [some political situation] affect the stock market?” These questions are interesting, not because they are silly or unreasonable (who wouldn’t …
Continue reading “Investing vs. Trading – What is the Difference?”
One of the most important decisions any investor makes is what their asset allocation should be. B&C Financial Advisors works with our clients to arrive at the appropriate asset allocation based on their circumstances and goals. We are often faced with the question from clients of whether to change their asset allocation and, if so, …
Continue reading “When Should I Change My Asset Allocation?”
Slight turbulence to be expected If you watch the business news channels, you’ve seen a lot of ups and downs in the stock market to kick off 2015. It seems everyone has an opinion on why the market fluctuates, and that opinion changes on a daily basis.
We are welcoming in a new year, and everyone is forecasting what lies ahead. As we all know, a forecast is just a prediction of what we think will happen in the future. Unfortunately, nobody has a crystal ball to help us with our investment decisions. The future is not set in stone. Market returns …