What Should I Do in a Bear Market?

We get this question often, especially in down markets like we are experiencing now.  “What do I do when the market is correcting?” “What do I do if we are in a bear market?” “If there is a recession, what does that mean for me and my planning and investments?” We strive to construct an …

Investing in Stocks is Risky, How Do You Manage the Risk?

As much as we’d all love to live in a world where bad things never happen, the unfortunate reality is nearly everything in life involves some kind of risk. Whether we are driving to work, playing sports, or having children, we are taking risks every day. Many of these risks are so low we may …

I Have a Love/Hate Relationship with Volatility

By Adam Oerther, CFP® As most of you know, the stock market was quite volatile in 2018, particularly in the last quarter. For some of you, this volatility may have invoked feelings of worry or nervousness over the future of the market; others may have felt indifferent about it, as the stock market is known …

What is Bitcoin? Should I Invest?

by Adam Oerther, CFP® If you watch or read the news on an even semi-regular basis, chances are you have come across the term Bitcoin at least once or twice. Considering the price of Bitcoin has skyrocketed this year, with the year-to-date return at over 1000% as of December 8th, it’s no wonder the mass …

When Should I Change My Asset Allocation?

One of the most important decisions any investor makes is what their asset allocation should be. B&C Financial Advisors works with our clients to arrive at the appropriate asset allocation based on their circumstances and goals. We are often faced with the question from clients of whether to change their asset allocation and, if so, …

Fasten Your Seatbelts!

Slight turbulence to be expected If you watch the business news channels, you’ve seen a lot of ups and downs in the stock market to kick off 2015. It seems everyone has an opinion on why the market fluctuates, and that opinion changes on a daily basis.

How to Cope With Market Volatility

When you’re watching your favorite financial guru on TV and he says “the markets are up” you are happy. But when he tells you the markets are down you are not so happy. These may be normal reactions for some people, but when you know your goals and have established your strategy, you can turn …

The Importance of Asset Allocation

In the world of investing, people often want to know what the best investment is for them. The answer is not only what to invest in, but more importantly how to invest. There are many ways to invest money, but ultimately most investments in the financial world come down to stocks and bonds. People who …